The premiums for residents of all eligible states are listed below.

Male – Current Monthly Premiums for Popular Insurance Amounts

 

$50,000 $100,000
Attained Age Insurance Amount Preferred Plus1. Preferred Standard Insurance Amount Preferred Plus1.2. Preferred Standard
<30 $50,000 $4.92 $9.17 $100,000 7.00 $9.00 $17.00
30-34 50,000 5.17 10.42 100,000 7.50 9.33 19.67
35-39 50,000 6.25 14.00 100,000 9.16 11.33 25.17
40-44 50,000 8.75 20.17 100,000 12.66 15.83 36.33
45-49 50,000 13.50 30.58 100,000 20.66 24.17 56.50
50-54 50,000 22.25 47.75 100,000 32.00 40.00 90.00
55-59 50,000 36.25 75.83 100,000 53.50 66.83 142.50
60-64 50,000 62.42 125.92 100,000 90.83 113.67 238.00
65-69* 37,500 79.75 156.44 75,000 116.75 146.00 294.50
70-74* 25,000 79.75 156.44 50,000 116.75 146.00 294.50
75-79** 15,000 79.75 156.44 30,000 116.80 146.00 294.50
80-84** 10,000 79.75 156.44 20,000 116.80 146.00 294.50
85-89** 7,500 79.75 156.44 15,000 116.77 146.00 294.50

1. Preferred Plus class available for coverage amounts over $100,000.
2. Full underwriting option for those wanting Pfd Plus rates starting at $75,001 – rates shown are only available with full underwriting.

 

$250,000 $500,000 $750,000
Attained Age Insurance Amount Preferred Plus Preferred Standard Insurance Amount Preferred Plus Preferred Standard Insurance Amount Preferred Plus Preferred Standard
<30 $250,000 $16.25 $19.58 $35.00 $500,000 $27.50 $35.00 $64.17 $750,000 $41.25 $52.50 $96.25
30-34 250,000 17.08 20.83 41.25 500,000 29.17 37.50 77.50 750,000 43.75 56.25 116.25
35-39 250,000 19.58 23.75 50.42 500,000 34.17 44.17 96.67 750,000 51.25 66.25 145.00
40-44 250,000 29.17 35.42 76.25 500,000 53.33 68.33 148.33 750,000 80.00 102.50 222.50
45-49 250,000 46.25 56.67 115.83 500,000 79.17 100.83 218.33 750,000 118.75 151.25 327.50
50-54 250,000 74.17 90.42 183.33 500,000 129.17 165.83 340.00 750,000 193.75 248.75 510.00
55-59 250,000 122.92 149.58 292.92 500,000 215.00 275.83 545.00 750,000 322.50 413.75 817.50
60-64 250,000 209.58 255.83 490.00 500,000 368.33 472.50 909.17 750,000 552.50 708.75 1,363.75
65-69* 187,500 267.81 326.56 607.50 375,000 471.88 605.00 1,129.37 562,500 707.81 907.50 1,694.06
70-74* 125,000 267.81 326.56 607.50 250,000 471.88 605.00 1,129.37 375,000 707.81 907.50 1,694.06
75-79** 75,000 267.81 326.56 607.50 150,000 471.88 605.00 1,129.37 187,500 707.81 907.50 1,694.06
80-84** 50,000 267.81 326.56 607.50 100,000 471.88 605.00 1,129.37 150,000 707.81 907.50 1,694.06
85-89** 37,500 267.81 326.56 607.50 75,000 471.88 605.00 1,129.37 112,500 707.81 907.50 1,694.06

*At age 65, coverage reduces to 75%, at age 70 to 50%, at age 75 to 30%, at age 80 to 20%, and at age 85 to 15%. At age 90, coverage ends.
**Renewal premiums only
Premiums shown are current as of January 2018. Premium changes: The insurer may change premiums, but only for everyone of the same class. Montana Residents: Male premiums apply to males and females.

Female – Current Monthly Premiums for Popular Insurance Amounts

 

$50,000 $100,000
Attained Age Insurance Amount Preferred Plus1. Preferred Standard Insurance Amount Preferred Plus1.2. Preferred Standard
<30 $50,000 $2.83 $4.33 $100,000 $4.17 $5.00 $8.17
30-34 50,000 3.58 5.75 100,000 5.33 6.50 11.00
35-39 50,000 5.17 8.83 100,000 8.00 9.67 16.50
40-44 50,000 7.67 14.67 100,000 11.67 14.50 27.50
45-49 50,000 12.08 25.50 100,000 19.17 22.33 48.83
50-54 50,000 19.75 41.67 100,000 29.00 36.67 81.67
55-59 50,000 29.42 63.17 100,000 46.17 55.67 123.50
60-64 50,000 47.00 96.17 100,000 72.67 87.67 189.00
65-69* 37,500 60.06 119.50 75,000 93.37 112.63 233.87
70-74* 25,000 60.06 119.50 50,000 93.33 112.63 233.87
75-79** 15,000 60.06 119.50 30,000 93.30 112.63 233.87
80-84** 10,000 60.06 119.50 20,000 93.33 112.63 233.87
85-89** 7,500 60.06 119.50 15,000 93.33 112.63 233.87

1. Preferred Plus class available for coverage amounts over $100,000.
2. Full underwriting option for those wanting Pfd Plus rates starting at $75,001 – rates shown are only available with full underwriting.

 

$250,000 $500,000 $750,000
Attained Age Insurance Amount Preferred Plus Preferred Standard Insurance Amount Preferred Plus Preferred Standard Insurance Amount Preferred Plus Preferred Standard
<30 $250,000 $8.75 $11.25 $18.33 $500,000 $13.33 $18.33 $28.33 $750,000 $20.00 $27.50 $42.50
30-34 250,000 11.25 14.58 25.42 500,000 17.50 24.17 41.67 750,000 26.25 36.25 62.50
35-39 250,000 15.83 20.42 36.67 500,000 25.83 35.00 61.67 750,000 38.75 52.50 92.50
40-44 250,000 27.08 33.75 63.75 500,000 47.50 63.33 115.00 750,000 71.25 95.00 172.50
45-49 250,000 42.92 53.33 110.83 500,000 73.33 95.00 202.50 750,000 110.00 142.50 303.75
50-54 250,000 66.25 85.00 177.08 500,000 115.83 155.83 329.17 750,000 173.75 233.75 493.75
55-59 250,000 98.33 126.25 280.42 500,000 172.50 232.50 505.83 750,000 258.75 348.75 758.75
60-64 250,000 155.83 199.58 430.00 500,000 273.33 368.33 772.50 750,000 410.00 552.50 1,158.75
65-69* 187,500 198.75 254.38 532.81 375,000 350.63 471.88 960.00 562,500 525.94 707.81 1,440.00
70-74* 125,000 198.75 254.38 532.81 250,000 350.63 471.88 960.00 375,000 525.94 707.81 1,440.00
75-79** 75,000 198.75 254.38 532.81 150,000 350.63 471.88 960.00 187,500 525.94 707.81 1,440.00
80-84** 50,000 198.75 254.38 532.81 100,000 350.63 471.88 960.00 150,000 525.94 707.81 1,440.00
85-89** 37,500 198.75 254.38 532.81 75,000 350.63 471.88 960.00 112,500 525.94 707.81 1,440.00

*At age 65, coverage reduces to 75%, at age 70 to 50%, at age 75 to 30%, at age 80 to 20%, and at age 85 to 15%. At age 90, coverage ends.
**Renewal premiums only
Premiums shown are current as of January 2018. Premium changes: The insurer may change premiums, but only for everyone of the same class. Montana Residents: Male premiums apply to males and females.